Today's Rates

Last update: July 28, 2010 12:08 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming Note: All loans subject to a 1% Originating fee. All loans subject to credit/underwriting approvals.	4.375	0.000	4.398
20 yr fixed conforming	4.250	0.000	4.281
15 yr fixed conforming	3.875	0.000	3.915
3/1 ARM All ARMs are non-convertible.	3.375	0.000	3.158
30/5 yr fixed or 5/1 ARM Purchase and no cash-out Refi up to 90%LTV to $417,000.	3.500	0.000	3.241
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	5.750	0.000	5.758
15 yr fixed jumbo	5.500	0.000	5.513
3/1 jumbo ARM All ARMs are non-convertible.	4.125	0.000	3.309
5/1 jumbo ARM	5.125	0.000	3.977
7/1 jumbo ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
3/1 ARM Interest-Only
5/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
3/1 ARM jumbo Interest-Only
5/1 ARM jumbo Interest-Only
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Government Loan Programs

Program	Rates	Points	APR
30 yr fixed VA	4.500	0.000	4.521
15 yr fixed VA	4.000	0.000	4.037
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.